I have a 07 EX( bought in January 2007) and I am currently financing it (36 months). I really get turned on by Si's lol... I really want one now.. I'm looking @ 08' Si Sedans. I forget if theres a penalty you must pay to stop financing or something..its unclear to me. Should i just wait it out, pay for my EX, and then trade it in.. or Should I get a Si soon. What do u guys recommend.