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Same thing happened to my daughter. She was rear ended and of course the party responsible had no insurance. Fortunately I had uninsured motorists coverage. Insurance totaled the still drivable vehicle. I negotiated with my insurance company on what it would cost for me to buy a similar vehicle and ended up getting slightly over 7K. I then bought the vehicle back from my insurance company for a touch over $200. Then advertised and sold it complete no part out on Craigslist for 3K . Long story short I ended up pocketing roughly 10K.