First time home buyer

Brivis · 01-24-2008, 12:42 PM

^Both

&

at the same time ha ha

This has to be the most stressfull week of my life. My girl and I are putting an offer in on what will be our first house. Its kinda strange, I wasnt freaked out until today. Today is the day we hand over our first check. I'm a budget based kinda of person and i've gone over total costs per month 10,000 different ways and i always come up in the black. I dont know why i'm freakin out here ha ha. I was told that buying your first house is the scariest purchase of your life, never believed it till now. Anybody ever have this problem?

***Phalanx*** · 01-24-2008, 12:44 PM

Ill be goin through the same process in roughly 5-6 months. Gettin anxious...

GL w/ the offer!

Brivis · 01-24-2008, 12:46 PM

thanks.... should know by saturday if they accepted

angryundead · 01-24-2008, 12:51 PM

Owning a house is great, but all that paperwork is massively stressful. They payments suck, they just make me want to stay inside more.

**GeezerSi** · 01-24-2008, 01:07 PM

Congratulations!

It's a great idea going into a new house with some $$$ leftover in the bank. It can keep any surprises from knocking you on your ass.

Enjoy!

**Nomar06** · 01-24-2008, 02:18 PM

I know the feeling....did it last July. Go ahead and start practicing signing your name cause at closing that is all your going to be doing!!! My hand was shaking like crazy, lol

xvoltm2 · 01-24-2008, 02:21 PM

you should talk to cybergyspy she might help with some questions you may have... G/L

***gotsnodooks*** · 01-24-2008, 02:51 PM

The thing that stressed me out the most when we bought our house was the closing costs kept changing up to the last day. So you would think that they would get all their stuff together, especially when they have almost a month to work out all the closing costs and contracts and whatnot, but things kept popping up all the way until the last minute when we sat down with the lawyers to officialy close.
So just expect to have some issues all the way to the last minute and once you sign the paperwork....you will never hear from your real estate company again...LOL

BTW...CONGRATS on getting your 1st home!!

mdenning · 01-24-2008, 02:54 PM

By far the biggest up and down experience I've ever had. But it was worth it.

Congrats on your purchase

***strutking*** · 01-24-2008, 02:56 PM

pics of girl

TommyD · 01-24-2008, 02:57 PM

Make sure you have all these inspectors out before you sign the dotted lines....

General Home Inspector to satisfy the paperwork/lien holder
A Plumber, have them check for any leaks.
Structural Engineer or Foundation Specialist
Pool inspector if it has a pool
AC/Heating Inspector

Yeah it sucked, 30 days of stress for me.

Brivis · 01-24-2008, 03:00 PM

Thanks everybody.... i'll let you know how everything turns out :)

korey@teamhonda · 01-24-2008, 03:02 PM

FYI if you make split payments on your new home you can pay it off in a 3rd of the time financed with no additional money out of pocket. check with the lender to see if they have that program . just send 1/2 payment on 1st and the rest on the 15th it will pay back less interest as well.....congrats on new home, a great achievement!

Brivis · 01-24-2008, 03:05 PM

Quote:

Originally Posted by strutking

pics of girl

Here's the only one i got online... Its from halloween, she was a bad girl and i had to handcuff her Reno 911 style... ha ha ha ha

EDIT:This is the only picture online that doesnt show the Dangle short shorts hahahaha

***Mabuz*** · 01-24-2008, 03:06 PM

Awesome man...some good advice here too.

My wife and I are looking around for our first home too, it takes so long, trying to find one that's nice and affordable at the same time.

Edit: LOL...repped for being Deputy Dangle.

***RaskyR1*** · 01-24-2008, 03:06 PM

Congrats! Please tell me you got a 30yr or 15yr fixed and not an ARM...

***Phalanx*** · 01-24-2008, 03:07 PM

Quote:

Originally Posted by Brivis

Here's the only one i got online... Its from halloween, she was a bad girl and i had to handcuff her Reno 911 style... ha ha ha ha

the flyers!!?? BOOOOOO!!!!!!

though i must admit... back in the day when they had the 'Legion of Doom' ... they were a kickass team.

Brivis · 01-24-2008, 03:08 PM

30yr fixed FTW@5.75%

***RaskyR1*** · 01-24-2008, 03:10 PM

Quote:

Originally Posted by Brivis

30yr fixed FTW@5.75%

Nice!

Brivis · 01-24-2008, 03:12 PM

Quote:

Originally Posted by Phalanx

the flyers!!?? BOOOOOO!!!!!!

though i must admit... back in the day when they had the 'Legion of Doom' ... they were a kickass team.

Yeah flyers suck... one of the many downfalls of being a jersey boy living in philly area

01-24-2008, 12:42 PM	#1 (permalink)
Brivis Senior Member Join Date: Feb 2006 Location: Limerick, PA Age: 28 Posts: 486 Brian iTrader: 2 / 100%	First time home buyer ^Both & at the same time ha ha This has to be the most stressfull week of my life. My girl and I are putting an offer in on what will be our first house. Its kinda strange, I wasnt freaked out until today. Today is the day we hand over our first check. I'm a budget based kinda of person and i've gone over total costs per month 10,000 different ways and i always come up in the black. I dont know why i'm freakin out here ha ha. I was told that buying your first house is the scariest purchase of your life, never believed it till now. Anybody ever have this problem?

01-24-2008, 12:44 PM	#2 (permalink)
*Phalanx* Dont get eaten!! Join Date: Aug 2007 Location: Danvers, MA Age: 24 Posts: 11,594 Ski-Free Monster iTrader: 34 / 100%	Ill be goin through the same process in roughly 5-6 months. Gettin anxious... GL w/ the offer! __________________ [ click for build thread ] "A car never breaks. It presents us with opportunities to upgrade." Blueshirt fanatic - NY Rangers - I bleed blue Click Here to donate now

01-24-2008, 01:07 PM	#5 (permalink)
GeezerSi Hidy ho neighbor Join Date: Jul 2006 Location: Palm, PA Posts: 13,266 -> Ken iTrader: 5 / 100%	Congratulations! It's a great idea going into a new house with some $$$ leftover in the bank. It can keep any surprises from knocking you on your ass. Enjoy! __________________ CLICK--> TOYS FOR TOTS

01-24-2008, 02:18 PM	#6 (permalink)
Nomar06 a birdie w/o a Katana.... Join Date: Jul 2006 Location: Charlotte, NC Age: 27 Posts: 22,241 iTrader: 4 / 100%	I know the feeling....did it last July. Go ahead and start practicing signing your name cause at closing that is all your going to be doing!!! My hand was shaking like crazy, lol __________________

01-24-2008, 02:56 PM	#10 (permalink)
*strutking* 8thcivic Sponsor Join Date: Nov 2006 Location: Texas Posts: 1,621 iTrader: 48 / 100%	pics of girl __________________ www.strutking.com FREE Shipping within the US! 10% off coupon code: 8thcivic Short Shifter Sale $49 Leather Shift Boot Sale $27 Footrest Sale $34

01-24-2008, 12:46 PM	#3 (permalink)
Brivis Senior Member Join Date: Feb 2006 Location: Limerick, PA Age: 28 Posts: 486 Brian iTrader: 2 / 100%	thanks.... should know by saturday if they accepted

01-24-2008, 12:51 PM	#4 (permalink)
angryundead Member Join Date: Jan 2008 Posts: 39 iTrader: 0 / 0%	Owning a house is great, but all that paperwork is massively stressful. They payments suck, they just make me want to stay inside more.

01-24-2008, 02:21 PM	#7 (permalink)
xvoltm2 Senior Member Join Date: Jun 2007 Location: NJ Posts: 2,056 iTrader: 10 / 100%	you should talk to cybergyspy she might help with some questions you may have... G/L

01-24-2008, 02:51 PM	#8 (permalink)
*gotsnodooks* I am Godzilla U R Japan Join Date: Jan 2008 Location: Newport News VA Posts: 1,467 Russ iTrader: 8 / 100%	The thing that stressed me out the most when we bought our house was the closing costs kept changing up to the last day. So you would think that they would get all their stuff together, especially when they have almost a month to work out all the closing costs and contracts and whatnot, but things kept popping up all the way until the last minute when we sat down with the lawyers to officialy close. So just expect to have some issues all the way to the last minute and once you sign the paperwork....you will never hear from your real estate company again...LOL BTW...CONGRATS on getting your 1st home!!

01-24-2008, 02:54 PM	#9 (permalink)
mdenning Senior Member Member Join Date: Sep 2006 Location: Beaverton, OR Posts: 440 .md. iTrader: 0 / 0%	By far the biggest up and down experience I've ever had. But it was worth it. Congrats on your purchase

01-24-2008, 02:57 PM	#11 (permalink)
TommyD Senior Member Join Date: Jun 2006 Posts: 1,361 iTrader: 0 / 0%	Make sure you have all these inspectors out before you sign the dotted lines.... General Home Inspector to satisfy the paperwork/lien holder A Plumber, have them check for any leaks. Structural Engineer or Foundation Specialist Pool inspector if it has a pool AC/Heating Inspector Yeah it sucked, 30 days of stress for me.

01-24-2008, 03:00 PM	#12 (permalink)
Brivis Senior Member Join Date: Feb 2006 Location: Limerick, PA Age: 28 Posts: 486 Brian iTrader: 2 / 100%	Thanks everybody.... i'll let you know how everything turns out :)

01-24-2008, 03:02 PM	#13 (permalink)
korey@teamhonda Senior Member Join Date: Apr 2007 Location: baton rouge la Age: 28 Posts: 332 korey scavona iTrader: 0 / 0%	FYI if you make split payments on your new home you can pay it off in a 3rd of the time financed with no additional money out of pocket. check with the lender to see if they have that program . just send 1/2 payment on 1st and the rest on the 15th it will pay back less interest as well.....congrats on new home, a great achievement!

01-24-2008, 03:06 PM	#15 (permalink)
*Mabuz* formal but likes to party Join Date: Apr 2006 Location: Steel City Posts: 960 iTrader: 3 / 100%	Awesome man...some good advice here too. My wife and I are looking around for our first home too, it takes so long, trying to find one that's nice and affordable at the same time. Edit: LOL...repped for being Deputy Dangle.

01-24-2008, 03:06 PM	#16 (permalink)
*RaskyR1* Rasky's Auto Detailing Join Date: Jun 2006 Location: Shakopeeee, MN Age: 33 Posts: 3,439 iTrader: 2 / 100%	Congrats! Please tell me you got a 30yr or 15yr fixed and not an ARM... __________________ ^Meguiars Junkie *8thgen Meet at Rasky's June 21st!!!*

LinkBacks (?) LinkBack to this Thread: http://www.8thcivic.com/forums/water-cooler/75331-first-time-home-buyer.html
Posted By	For	Type	Date
Water Cooler - 8th Generation Honda Civic Forum	This thread	Refback	01-24-2008 03:29 PM

01-24-2008, 03:08 PM	#18 (permalink)
Brivis Senior Member Join Date: Feb 2006 Location: Limerick, PA Age: 28 Posts: 486 Brian iTrader: 2 / 100%	30yr fixed FTW@5.75%

Thread Tools
Show Printable Version Email this Page
Display Modes
Linear Mode Switch to Hybrid Mode Switch to Threaded Mode

Similar Threads
Thread	Thread Starter	Forum	Replies	Last Post
Dumb Laws	C2i0v0i1c	Water Cooler	58	10-03-2008 09:27 AM
Grace: 2006 Honda Civic Si ASM	PWRDByAdobo	Introduction & Pictures	67	01-24-2008 07:24 PM
Story time vol.4	Kakashi	Garage	2	10-26-2006 05:16 PM