first and worst accident of my life

phantom-civic · 10-30-2006, 07:40 PM

so i'm driving down the northern state (for all u long islanders out there) on my way to school and silver acura rsx stops short, i slam on my brakes and praise the honda gods i stop within 6 inches of her bumper. but alas i didn't enjoy my victory much because some ASSHOLE in an altima (who turned out to be a freshman at my university) slams his speeding ass into me!!! i tap the rsx in front of me and VW slams into him. Now we're four cars in the middle lane on this highway and the only things coming out of my mouth shouldn't be typed. damage wise to my poor baby; front end scuffs not bad at all. Rear end the bumper has to be replaced, the trunk needs to be rehinged or replaced, my magnaflow cat back is prob shot as it was pushed in and dragging, and it looked like my rear suspension was droped, even tho i have stock suspension. The altima's front end was pushed in radiator was gone and his airbags were deployed. so damn. this was def the worst accident and it was my first which sucked. I just wanted to vent and say i'm extremly sad and all my gf could say was "its just a car" at which point i almost slapped her. If you guys have anyidea from what i wrote about the damage i would like to know even tho insurance will cover everything, i hope my baby's gonna be ok.

**atruhondagrl** · 10-30-2006, 07:49 PM

Pics help more. Sucks being in the middle of it all but the good thing is none of it is your fault so you shouldn't have to spend a dime. Sorry about having to go through all of it. What was the RSX's reason for stopping.

YOGIx213 · 10-30-2006, 07:58 PM

Damn, sounds like it's gonna be expensive to get fixed. Myabe you'll get lucky and have the insurance appraiser total it (doubt it though). I hate when epople tailgate. What happened to you is a clear example of people who drive way to close at high speeds without allowing enough braking distance. When someone's tailgating me, I tap on my brakes every now and then to back them off and if that doesn't help, I eventually get into a different lane. I HATE tailgaters!!

phantom-civic · 10-30-2006, 07:59 PM

no pics, rsx said it was traffice all of a sudden, doesn't matter ny has a no fault law. visually at first glance u really don't notice anything wrong with the civic, then ur like.....oh shit, that hurts

radiocontrolhead · 10-30-2006, 08:46 PM

his fualt evne if u slapped the breaks cuz u wanted him to rear end u. unless you got witnesses in which you'd be screwed. but yea, his fault. traffic all of a sudden doesnt' cut it, that just means he wasn't paying attention. or he noticed the traffic but didnt' want to stop? either way, the car i sgoign to be fixed, rear end jobs dont total the car.

i'm sorry about the accident and glad you arne't hurt did the active head restarints work?

***Special Ringpop*** · 10-30-2006, 09:51 PM

**** No Fault Insurence...Michigan had it when I lived there, too.

It's utter bullshit.

si_civic · 10-30-2006, 10:13 PM

It wouldn't be your fault because someone hit you, no matter what. He / she wasn't paying attention, was probably going too fast or following too close, then hit YOU.

Now, because your car was stopped safely, but someone hit you causing your car to hit the other car, it is NOT driver's fault.

kero · 10-30-2006, 10:16 PM

Fellow Long Island here and I am sorry to hear bout your accident but all us long islanders know just how crazy people drive here.

It's not you you have to worry about, it's the other dumbasses on the road.

I hope she gets fixed right!!!

Don't even make me tell my story about my 05 subaru impreza getting t-boned in garden city. 14,000K worth of damage. Was at lunch coming out of mcdonalds and boom, 50MPH+ hit to front right side of car. I miss her.

***Special Ringpop*** · 10-30-2006, 11:27 PM

Quote:

Originally Posted by si_civic

It wouldn't be your fault because someone hit you, no matter what. He / she wasn't paying attention, was probably going too fast or following too close, then hit YOU.

Now, because your car was stopped safely, but someone hit you causing your car to hit the other car, it is NOT driver's fault.

In a no-fault insurence state it is.

You have to basically hit a vehicle while it is parked for it to be considered an at-fault.

As a result, any idiot with a driver's license (did I mention I think we need driver's ed reform?) can beat the hell out of your car, but so long as it's parked, it comes out of your insurence. It is "no fault".

It's an awful policy.

phantom-civic · 10-30-2006, 11:35 PM

yea long island is pretty crazy, glad to here that its not totaled, i didn't think it would be from a rear hit, and my body shop man should've told me when he saw it. As far as the 'active' head restraints i have no idea what ur talking about (haven't read all my features, lol) seatbelt worked well tho, kept from hitting my face to the steering wheel and the bag didn't deploy that was nice i think. keeping me safe, well...as far as injuries, my back hurts a little and i'll prob have some bruises from the seatbelt and my back hurts like i would from a rollercoaster ride, hopefully that will go away (i'm young and strong, lol). My head hurts prob from whiplash as i don't have a concussion, *blub blub blub blub* over all i have to say civic is a pretty freakin safe car in a rear end collision at aprox. 55-65mph. hopefully this will all be worked out soon, and my buddy at the shop will find a way to get insurance to pay for magnaflow, can't imagine oem system being that much cheaper than magnaflows.

mort · 10-31-2006, 02:01 AM

The most important thing is that you aren't hurt.. congrats on that. Cars come and go.. they're replaceable. I've probably been in about 8 accidents in the last 10 years (most were not my fault.. seriously). It's the horrible So Cal drivers. Luckily I am still ok.

Good luck with the repairs.. Insurance works wonders. :)

andwhat112 · 10-31-2006, 08:43 AM

Quote:

Originally Posted by Special Ringpop

In a no-fault insurence state it is.

You have to basically hit a vehicle while it is parked for it to be considered an at-fault.

As a result, any idiot with a driver's license (did I mention I think we need driver's ed reform?) can beat the hell out of your car, but so long as it's parked, it comes out of your insurence. It is "no fault".

It's an awful policy.

Hey that reminds me of what happened to my car two weeks ago. Some idiot on an '06 Suzuki motorcylcle lost control while doing a "wheelie", fell off the bike and the bike slammed into my PARKED car! Guy had no license and no insurance. At least insurance is taking care of it.

All of that fluid on the ground is from the bike

That trail of oil or brake fluid is from the bike

**wing_gundam** · 10-31-2006, 09:12 AM

just to clarify, you might be partly at fault because you hit the RSX from behind. I mean they might look and see that you completely stopped first (and with the RSX's testimony that should help) but then you hit them from the force of going forward. That could be looked at as being "too close" i.e. not having enough room to stop..ie. speeding, dangerous driving, etc.

Other than that possibility, I feel for ya. I hate how ppl behind me can't drive. I'm more scared of them than I am of hitting someone myself. On the highway during the summer everyone stopped as you said. Some SUV driver 2 cars in front goes to the shoulder to avoid the massive stopping (he can't stop), and than as the car in front of me, and I stop safely, the old Dodge caravan behind me can't stop so she also goes into the shoulder - and then can't stop for the SUV there. I'm just thankful it wasn't me she hit.

Quantum · 10-31-2006, 10:33 AM

Wow, there sure have been a lot of accidents lately. We should all be extra careful especially around halloween or other times when there are likely to be drunkies about.

themuse03 · 10-31-2006, 01:54 PM

accident sucks...

goodluck, man.

PRUMANS · 11-01-2006, 08:30 AM

Quote:

Originally Posted by Special Ringpop

In a no-fault insurence state it is.

You have to basically hit a vehicle while it is parked for it to be considered an at-fault.

As a result, any idiot with a driver's license (did I mention I think we need driver's ed reform?) can beat the hell out of your car, but so long as it's parked, it comes out of your insurence. It is "no fault".

It's an awful policy.

That is not what "No Fault" means. No fault insurance applies only to PIP coverage in NY, Meaning it does not matter who is at fault, you have medical coverage for yourself, paid by your insurance company. You can still make a claim for injuries against the at fault party for your injuries, but initially, your own company will pay your medical bills. This is just a simplified accounting of "No Fault". It is a mandatory coverage and does not affect actually negligence or liability in any way. NY is a comparative negligence state, meaning you are responsible for your portion or percentage of the accident that you caused. In the above case. he stopped and did not hit the RSX, he was then pushed into the RSX by the Altima. Liability would be on the Altima and possibly on the fourth vehicle for some that rear ended the Altima and possibly pushing it forward more and causing additional damage. The front and rear damage to the Civic should be handled by the Altima's insurance company under their property damage liability coverage or the Civic can make a claim through his own collision coverage and then the Civic's insurance will collect back from the Altima's company or the owner of the Altima themselves if they are not insured (which they are required to be, but that does not stop people from not paying for their insurance and letting policies cancel).

06CivEXJon · 11-01-2006, 09:51 PM

Is that a wing on that Civic sedan? if so it looks like ass,it's tacky and it looks retarted...If that wing is on the Civic sedan though,if it is not then its clean.

phantom-civic · 11-01-2006, 11:39 PM

good news guys, insurance is picking up the cost of a new magnaflow cat back system. i don't know if geico is just really nice or my body shop guy is the man but either way, he predicted between 2 and 3 weeks to get it back!!! wooo my baby's gonna be better!!!!

Civic4u · 11-02-2006, 12:00 AM

Glad everything work out for you.

If I was in that accident, I would put a sledge hammer on someone head. I would plead insanity

10-30-2006, 07:40 PM	#1 (permalink)
phantom-civic Senior Member Join Date: Aug 2006 Location: NY Posts: 252 iTrader: 0 / 0%	first and worst accident of my life so i'm driving down the northern state (for all u long islanders out there) on my way to school and silver acura rsx stops short, i slam on my brakes and praise the honda gods i stop within 6 inches of her bumper. but alas i didn't enjoy my victory much because some ASSHOLE in an altima (who turned out to be a freshman at my university) slams his speeding ass into me!!! i tap the rsx in front of me and VW slams into him. Now we're four cars in the middle lane on this highway and the only things coming out of my mouth shouldn't be typed. damage wise to my poor baby; front end scuffs not bad at all. Rear end the bumper has to be replaced, the trunk needs to be rehinged or replaced, my magnaflow cat back is prob shot as it was pushed in and dragging, and it looked like my rear suspension was droped, even tho i have stock suspension. The altima's front end was pushed in radiator was gone and his airbags were deployed. so damn. this was def the worst accident and it was my first which sucked. I just wanted to vent and say i'm extremly sad and all my gf could say was "its just a car" at which point i almost slapped her. If you guys have anyidea from what i wrote about the damage i would like to know even tho insurance will cover everything, i hope my baby's gonna be ok.

10-30-2006, 07:49 PM	#2 (permalink)
atruhondagrl Brodie Join Date: Apr 2006 Location: Near the escalator Posts: 24,200 iTrader: 24 / 100%	Pics help more. Sucks being in the middle of it all but the good thing is none of it is your fault so you shouldn't have to spend a dime. Sorry about having to go through all of it. What was the RSX's reason for stopping. __________________ AWD is RWD with training wheels.

10-31-2006, 09:12 AM	#13 (permalink)
wing_gundam Smooth Moderator Join Date: Apr 2006 Location: T dot Posts: 17,848 Civic Type Stock iTrader: 9 / 100%	just to clarify, you might be partly at fault because you hit the RSX from behind. I mean they might look and see that you completely stopped first (and with the RSX's testimony that should help) but then you hit them from the force of going forward. That could be looked at as being "too close" i.e. not having enough room to stop..ie. speeding, dangerous driving, etc. Other than that possibility, I feel for ya. I hate how ppl behind me can't drive. I'm more scared of them than I am of hitting someone myself. On the highway during the summer everyone stopped as you said. Some SUV driver 2 cars in front goes to the shoulder to avoid the massive stopping (he can't stop), and than as the car in front of me, and I stop safely, the old Dodge caravan behind me can't stop so she also goes into the shoulder - and then can't stop for the SUV there. I'm just thankful it wasn't me she hit. __________________ Trying to sell? Read the updated for sale forum rules here

10-31-2006, 01:54 PM	#15 (permalink)
themuse03 Senior Member Join Date: Oct 2006 Posts: 213 iTrader: 0 / 0%	accident sucks... goodluck, man. Last edited by themuse03; 10-31-2006 at 02:15 PM.

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10-30-2006, 07:58 PM	#3 (permalink)
YOGIx213 Senior Member Join Date: Feb 2006 Location: Los Angeles,CA Posts: 662 iTrader: 0 / 0%	Damn, sounds like it's gonna be expensive to get fixed. Myabe you'll get lucky and have the insurance appraiser total it (doubt it though). I hate when epople tailgate. What happened to you is a clear example of people who drive way to close at high speeds without allowing enough braking distance. When someone's tailgating me, I tap on my brakes every now and then to back them off and if that doesn't help, I eventually get into a different lane. I HATE tailgaters!!

10-30-2006, 07:59 PM	#4 (permalink)
phantom-civic Senior Member Join Date: Aug 2006 Location: NY Posts: 252 iTrader: 0 / 0%	no pics, rsx said it was traffice all of a sudden, doesn't matter ny has a no fault law. visually at first glance u really don't notice anything wrong with the civic, then ur like.....oh shit, that hurts

10-30-2006, 08:46 PM	#5 (permalink)
radiocontrolhead Senior Member Join Date: Apr 2006 Location: Hollywood, ca Age: 21 Posts: 2,927 Danny iTrader: 0 / 0%	his fualt evne if u slapped the breaks cuz u wanted him to rear end u. unless you got witnesses in which you'd be screwed. but yea, his fault. traffic all of a sudden doesnt' cut it, that just means he wasn't paying attention. or he noticed the traffic but didnt' want to stop? either way, the car i sgoign to be fixed, rear end jobs dont total the car. i'm sorry about the accident and glad you arne't hurt did the active head restarints work?

10-30-2006, 10:13 PM	#7 (permalink)
si_civic Senior Member Join Date: Jul 2006 Location: B.C. ,Canada Age: 30 Posts: 4,608 A/Cst.D.F.Abate iTrader: 10 / 100%	It wouldn't be your fault because someone hit you, no matter what. He / she wasn't paying attention, was probably going too fast or following too close, then hit YOU. Now, because your car was stopped safely, but someone hit you causing your car to hit the other car, it is NOT driver's fault.

10-30-2006, 10:16 PM	#8 (permalink)
kero Senior Member Join Date: Sep 2006 Location: LI, NY Posts: 438 iTrader: 0 / 0%	Fellow Long Island here and I am sorry to hear bout your accident but all us long islanders know just how crazy people drive here. It's not you you have to worry about, it's the other dumbasses on the road. I hope she gets fixed right!!! Don't even make me tell my story about my 05 subaru impreza getting t-boned in garden city. 14,000K worth of damage. Was at lunch coming out of mcdonalds and boom, 50MPH+ hit to front right side of car. I miss her.

10-30-2006, 11:35 PM	#10 (permalink)
phantom-civic Senior Member Join Date: Aug 2006 Location: NY Posts: 252 iTrader: 0 / 0%	yea long island is pretty crazy, glad to here that its not totaled, i didn't think it would be from a rear hit, and my body shop man should've told me when he saw it. As far as the 'active' head restraints i have no idea what ur talking about (haven't read all my features, lol) seatbelt worked well tho, kept from hitting my face to the steering wheel and the bag didn't deploy that was nice i think. keeping me safe, well...as far as injuries, my back hurts a little and i'll prob have some bruises from the seatbelt and my back hurts like i would from a rollercoaster ride, hopefully that will go away (i'm young and strong, lol). My head hurts prob from whiplash as i don't have a concussion, blub blub blub blub over all i have to say civic is a pretty freakin safe car in a rear end collision at aprox. 55-65mph. hopefully this will all be worked out soon, and my buddy at the shop will find a way to get insurance to pay for magnaflow, can't imagine oem system being that much cheaper than magnaflows.

10-31-2006, 02:01 AM	#11 (permalink)
mort Senior Member Join Date: Oct 2006 Location: Orange County, CA Age: 29 Posts: 10,754 iTrader: 2 / 100%	The most important thing is that you aren't hurt.. congrats on that. Cars come and go.. they're replaceable. I've probably been in about 8 accidents in the last 10 years (most were not my fault.. seriously). It's the horrible So Cal drivers. Luckily I am still ok. Good luck with the repairs.. Insurance works wonders. :)

10-31-2006, 10:33 AM	#14 (permalink)
Quantum Senior Member Join Date: Aug 2006 Location: Richmond, VA Posts: 305 iTrader: 0 / 0%	Wow, there sure have been a lot of accidents lately. We should all be extra careful especially around halloween or other times when there are likely to be drunkies about.

11-01-2006, 09:51 PM	#17 (permalink)
06CivEXJon Senior Member Join Date: Mar 2006 Location: Monument/Colorado Springs Colorado Posts: 4,600 Jon iTrader: 0 / 0%	Is that a wing on that Civic sedan? if so it looks like ass,it's tacky and it looks retarted...If that wing is on the Civic sedan though,if it is not then its clean.

11-01-2006, 11:39 PM	#18 (permalink)
phantom-civic Senior Member Join Date: Aug 2006 Location: NY Posts: 252 iTrader: 0 / 0%	good news guys, insurance is picking up the cost of a new magnaflow cat back system. i don't know if geico is just really nice or my body shop guy is the man but either way, he predicted between 2 and 3 weeks to get it back!!! wooo my baby's gonna be better!!!!

11-02-2006, 12:00 AM	#19 (permalink)
Civic4u Senior Member Join Date: Jul 2006 Location: Humble, TX Posts: 6,670 iTrader: 7 / 100%	Glad everything work out for you. If I was in that accident, I would put a sledge hammer on someone head. I would plead insanity