It isnt a Total =/

Will06SI · 06-08-2007, 02:46 PM

My SI go hit by an 18 wheeler like 2 weeks ago so the insurance agent came out today to check it out. The total damage done was only 7,868 because no air bags deployed i got screwed with the total. This is BS now they are going to hack the car up then give it back to me at an depreciated value. He also said the car was worth about 21 to 22k WTF its an 06 SI with navi at 18k miles it is not worth 21 to 22k i def think that quote was kinda inflated. I also mentioned to him i received water damage that night due to rain my dash board had a puddle on it,my drivers seat was soaked,the drivers side rug was soaked. It smells like a slight mildew in the car now not to mention all the glass on my dash board in my vents on my NAVI screen WTF the whole dash has to come out i don't know if i trust a shop doing this. This is so frustrating i wish it would have been totaled so i can get out of these high payments and start over but now that wont happen i will keep you guys updated

Dueces22 · 06-08-2007, 02:48 PM

Wow! i hope ur ok! How'd you get hit by a 18wheeler? Were you inside when it happened?

**jrMartinez24** · 06-08-2007, 02:51 PM

That sucks Will. Sorry 2 heat that man

Will06SI · 06-08-2007, 02:52 PM

Yes i posted it like week 1/2 ago i some how i didn't get hurt i will keep you guys updated !

Dueces22 · 06-08-2007, 02:54 PM

i wish you the best! Get a new insurance appraiser tho... Ask for a second opinion from another agent/appraiser... I'm sure they will accomidate..

SiRyan · 06-08-2007, 02:57 PM

Dayum, good luck with everything bro.

sstupid · 06-08-2007, 03:02 PM

I knew it. New roof. Sorry about that, dude.

07Sin4Door · 06-08-2007, 03:04 PM

Always deploy your air bags it will cost 7-9k to replace all of them.

Will06SI · 06-08-2007, 03:04 PM

Quote:

Originally Posted by sstupid

I knew it. New roof. Sorry about that, dude.

New roof,New door,New alot of things the list in my hand is long LOL

myhondacivic · 06-08-2007, 03:05 PM

Make sure you get a depreciation CHECK for the value that you lost on your car.....

**jrMartinez24** · 06-08-2007, 03:05 PM

sstupid · 06-08-2007, 03:05 PM

Quote:

Originally Posted by 07Sin4Door

Always deploy your air bags it will cost 7-9k to replace all of them.

How in the hell would you go about doing that? That's horrible advice.

sstupid · 06-08-2007, 03:06 PM

Quote:

Originally Posted by myhondacivic

Make sure you get a depreciation CHECK for the value that you lost on your car.....

It's called "diminished value."

Sue the trucking company. That's what I'd do. You will also get double medical bill coverage.

07Sin4Door · 06-08-2007, 03:10 PM

Get a job doing insurance and find out why, like he said if his airbags would of deployed it would of been a total. You think the insurance company really cares? There main concern is actually injury. This is where they spend most of there money, Settlements and what not. Talk to any other insurance orientented friends and they will give you the same advise. Deploy all the air bags if you want a new car. =:} sorry if you do not like that idea, maybe I will go to hell. I am sure people have done worst.

Will06SI · 06-08-2007, 03:16 PM

Quote:

Originally Posted by 07Sin4Door

Get a job doing insurance and find out why, like he said if his airbags would of deployed it would of been a total. You think the insurance company really cares? There main concern is actually injury. This is where they spend most of there money, Settlements and what not. Talk to any other insurance orientented friends and they will give you the same advise. Deploy all the air bags if you want a new car. =:} sorry if you do not like that idea, maybe I will go to hell. I am sure people have done worst.

They didn't go off that night the cops seen they didn't so if i did deploy them after i would get raped i def thought about it tho it wouldn't have worked.

Will06SI · 06-08-2007, 03:17 PM

Quote:

Originally Posted by sstupid

It's called "diminished value."

Sue the trucking company. That's what I'd do. You will also get double medical bill coverage.

I would be in court forever !

Will06SI · 06-08-2007, 03:17 PM

Quote:

Originally Posted by myhondacivic

Make sure you get a depreciation CHECK for the value that you lost on your car.....

From who they didn't mention this ?

sstupid · 06-08-2007, 03:19 PM

Quote:

Originally Posted by Will06SI

I would be in court forever !

They would settle, but I understand what you mean. Your car is going to rattle all to hell, but it's not like they don't do that already.

07Sin4Door · 06-08-2007, 03:23 PM

You wouldnt be in court forever. You would wait forever for the settlement, but the chances of you actually going to court is little to none. The only way you go to court is if you do not except there offer. If you do your lawyer psends the time in court, not you. So I would go for it, but if you do not understandable. Also on a side note, do you think that the reason your top curtain bag didnt deploy because it was pinned in there? Making it impossible to deploy? Id get that looked at as well.

***blue rocket*** · 06-08-2007, 03:35 PM

take it to another body shop and have them fight with the adjuster. My mom's 2004 Civic was slammed and they were going to repair it. My dad gave everyone hell and ended up getting it totalled out and getting more than they paid for the car. DO NOT LET THEM WALK ALL OVER YOU. After that crash you would never want that car back, it wont be the same.

TRUST ME.

06-08-2007, 02:46 PM	#1 (permalink)
Will06SI Senior Member Join Date: Mar 2007 Location: "Most likey in VTAK" Age: 23 Posts: 9,477 Will iTrader: 3 / 100%	It isnt a Total =/ My SI go hit by an 18 wheeler like 2 weeks ago so the insurance agent came out today to check it out. The total damage done was only 7,868 because no air bags deployed i got screwed with the total. This is BS now they are going to hack the car up then give it back to me at an depreciated value. He also said the car was worth about 21 to 22k WTF its an 06 SI with navi at 18k miles it is not worth 21 to 22k i def think that quote was kinda inflated. I also mentioned to him i received water damage that night due to rain my dash board had a puddle on it,my drivers seat was soaked,the drivers side rug was soaked. It smells like a slight mildew in the car now not to mention all the glass on my dash board in my vents on my NAVI screen WTF the whole dash has to come out i don't know if i trust a shop doing this. This is so frustrating i wish it would have been totaled so i can get out of these high payments and start over but now that wont happen i will keep you guys updated Last edited by Will06SI; 06-08-2007 at 03:07 PM.

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06-08-2007, 02:48 PM	#2 (permalink)
Dueces22 Senior Member Join Date: Nov 2006 Location: Orange County, California Age: 24 Posts: 476 Jay iTrader: 1 / 100%	Wow! i hope ur ok! How'd you get hit by a 18wheeler? Were you inside when it happened?

06-08-2007, 02:52 PM	#4 (permalink)
Will06SI Senior Member Join Date: Mar 2007 Location: "Most likey in VTAK" Age: 23 Posts: 9,477 Will iTrader: 3 / 100%	Yes i posted it like week 1/2 ago i some how i didn't get hurt i will keep you guys updated !

06-08-2007, 02:54 PM	#5 (permalink)
Dueces22 Senior Member Join Date: Nov 2006 Location: Orange County, California Age: 24 Posts: 476 Jay iTrader: 1 / 100%	i wish you the best! Get a new insurance appraiser tho... Ask for a second opinion from another agent/appraiser... I'm sure they will accomidate..

06-08-2007, 02:57 PM	#6 (permalink)
SiRyan Senior Member Join Date: Aug 2006 Location: Vallejo,Ca. Age: 23 Posts: 5,583 iTrader: 16 / 100%	Dayum, good luck with everything bro.

06-08-2007, 03:02 PM	#7 (permalink)
sstupid Senior Member Member Join Date: May 2007 Posts: 380 iTrader: 0 / 0%	I knew it. New roof. Sorry about that, dude.

06-08-2007, 03:04 PM	#8 (permalink)
07Sin4Door Senior Member Join Date: Mar 2007 Location: Cali Posts: 447 Dan iTrader: 0 / 0%	Always deploy your air bags it will cost 7-9k to replace all of them.

06-08-2007, 03:05 PM	#10 (permalink)
myhondacivic Member Join Date: Sep 2006 Location: Woodstock GA Posts: 93 iTrader: 0 / 0%	Make sure you get a depreciation CHECK for the value that you lost on your car.....

06-08-2007, 03:10 PM	#14 (permalink)
07Sin4Door Senior Member Join Date: Mar 2007 Location: Cali Posts: 447 Dan iTrader: 0 / 0%	Get a job doing insurance and find out why, like he said if his airbags would of deployed it would of been a total. You think the insurance company really cares? There main concern is actually injury. This is where they spend most of there money, Settlements and what not. Talk to any other insurance orientented friends and they will give you the same advise. Deploy all the air bags if you want a new car. =:} sorry if you do not like that idea, maybe I will go to hell. I am sure people have done worst.

06-08-2007, 03:23 PM	#19 (permalink)
07Sin4Door Senior Member Join Date: Mar 2007 Location: Cali Posts: 447 Dan iTrader: 0 / 0%	You wouldnt be in court forever. You would wait forever for the settlement, but the chances of you actually going to court is little to none. The only way you go to court is if you do not except there offer. If you do your lawyer psends the time in court, not you. So I would go for it, but if you do not understandable. Also on a side note, do you think that the reason your top curtain bag didnt deploy because it was pinned in there? Making it impossible to deploy? Id get that looked at as well.

06-08-2007, 03:35 PM	#20 (permalink)
*blue rocket* The Sticker Man Join Date: Aug 2006 Location: CT Posts: 3,018 GrafiXpressions.com iTrader: 92 / 100%	take it to another body shop and have them fight with the adjuster. My mom's 2004 Civic was slammed and they were going to repair it. My dad gave everyone hell and ended up getting it totalled out and getting more than they paid for the car. DO NOT LET THEM WALK ALL OVER YOU. After that crash you would never want that car back, it wont be the same. TRUST ME.