insurance question

effNsi · 10-23-2007, 06:32 PM

(please move if not posted in correct section)

Well yesterday my eg coupe got bumped in my girlfriend's building's public parking lot, in SF. The lady was nice enough to leave a note I didnt see it till this morning on my way to work. I called the lady and she gave me a claim number and AAA's number.

The damage is not that bad I can live with it it's more like a scuff and besides the paint on the car is all faded so new paint on the bumper would look out of place. My question is can i just ask AAA to cash me out for the 'damage' I would rather have them cash me out then get them to fix it.

Has anyone done this before???????????

effNsi · 10-23-2007, 07:36 PM

bump anyone???????

jackolee · 10-23-2007, 11:24 PM

ive heard its possible to just get the money
since its your car and you can fix it anyway you want

TJ213 · 10-23-2007, 11:26 PM

will the HFP lip cover it

***rippars*** · 10-23-2007, 11:28 PM

Quote:

Originally Posted by TJ213

will the HFP lip cover it

eg coupe = 92-95 civic.

to the OP bump this thread for you... maybe CaliGuy will chime in...

Zizzer · 10-24-2007, 04:11 AM

I know in Canada (saskatchewan) they will just pay out the cash for the cost of parts if you plan on doing the repair yourself, you do not recieve any cash for the "labour".

kenchan · 10-24-2007, 01:58 PM

yah, check with your local detailer for a quote and give it to AAA.

your car will look better overall and get that scuff out as well.

effNsi · 10-24-2007, 04:45 PM

thanks for the responses but still not sure what to do. the car is a beater so i dont care to much about the scuff, paint was already faded and scuffed when i bought it for 1800 bucks 2 years ago. but i'll call AAA today and see if they can just cash me out. the time wasted taking it to the shop and stuff just doesnt seem worth the minor cosmetic repair.

***CaliGuy*** · 10-24-2007, 04:51 PM

I work (used to anyway) as a claims adjuster. They can cash you out. Some companies require that you own the car outright to do so, or have the lienholder sign off on it. PM me if you want more info

10-23-2007, 06:32 PM	#1 (permalink)
effNsi Senior Member Join Date: Aug 2007 Location: NOR CAL Age: 25 Posts: 1,301 iTrader: 2 / 100%	insurance question (please move if not posted in correct section) Well yesterday my eg coupe got bumped in my girlfriend's building's public parking lot, in SF. The lady was nice enough to leave a note I didnt see it till this morning on my way to work. I called the lady and she gave me a claim number and AAA's number. The damage is not that bad I can live with it it's more like a scuff and besides the paint on the car is all faded so new paint on the bumper would look out of place. My question is can i just ask AAA to cash me out for the 'damage' I would rather have them cash me out then get them to fix it. Has anyone done this before???????????

10-24-2007, 04:51 PM	#9 (permalink)
*CaliGuy* VIP Member Join Date: May 2006 Location: SoCal Age: 30 Posts: 10,520 J. M. back by popular demand! iTrader: 4 / 100%	I work (used to anyway) as a claims adjuster. They can cash you out. Some companies require that you own the car outright to do so, or have the lienholder sign off on it. PM me if you want more info __________________ Visit my city! Free vagin for every resident (in direct contrast to the other cities that only provide free Fleshlites!) http://eat-mykhram.myminicity.com/

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10-23-2007, 07:36 PM	#2 (permalink)
effNsi Senior Member Join Date: Aug 2007 Location: NOR CAL Age: 25 Posts: 1,301 iTrader: 2 / 100%	bump anyone???????

10-23-2007, 11:24 PM	#3 (permalink)
jackolee Senior Member Join Date: Jun 2007 Location: Tennessee Age: 19 Posts: 4,849 iTrader: 1 / 100%	ive heard its possible to just get the money since its your car and you can fix it anyway you want

10-23-2007, 11:26 PM	#4 (permalink)
TJ213 Senior Member Join Date: Dec 2006 Location: Pennsylvania Age: 18 Posts: 3,051 iTrader: 0 / 0%	will the HFP lip cover it

10-24-2007, 04:11 AM	#6 (permalink)
Zizzer Member Join Date: Jul 2007 Location: Canada Posts: 41 iTrader: 0 / 0%	I know in Canada (saskatchewan) they will just pay out the cash for the cost of parts if you plan on doing the repair yourself, you do not recieve any cash for the "labour".

10-24-2007, 01:58 PM	#7 (permalink)
kenchan Senior Member Join Date: Apr 2006 Location: Midwest Posts: 2,425 iTrader: 1 / 100%	yah, check with your local detailer for a quote and give it to AAA. your car will look better overall and get that scuff out as well.

10-24-2007, 04:45 PM	#8 (permalink)
effNsi Senior Member Join Date: Aug 2007 Location: NOR CAL Age: 25 Posts: 1,301 iTrader: 2 / 100%	thanks for the responses but still not sure what to do. the car is a beater so i dont care to much about the scuff, paint was already faded and scuffed when i bought it for 1800 bucks 2 years ago. but i'll call AAA today and see if they can just cash me out. the time wasted taking it to the shop and stuff just doesnt seem worth the minor cosmetic repair.