R18 is plenty fast for me.

[splew]

Originally Posted by AllShowNoGo

okay, WHERE in this post do you see me talking about k20 vs. r18? you were the one complaining about not being able to afford the Si, yet have money to mod ur car. all i said was all that money u spent on ur mods u could have applied for an Si AND that when financing a car, $4k is really not that much and more like pocket change. get your story straight.

Your right, you didn't say any thing about R18vs.Si, but you did bring up an argument from last night after everyone else agreed to stop arguing. As for the mods and finacing. My car is not financed, I had $18,000 (don't ask me where I got it because it's non of your business). My choice was either buy an LX outright or get an Si and owe $6000. I chose the LX because the dealer had one I liked. None of the dealers in town had an Si. They said they could charge me $3000 to $3500 over sticker to put me on the waiting list, I said no and they said fine, no Si for you, they were in no hurry to sell one. I also chose the LX because I didn't want the added pressure of car payments (I'm a full time college student right now, I don't have a real job, just something to pay for gas and insurance.) I also chose the LX because I needed a car, so I didn't have time to sit on a waiting list. You asked before, why not some thing cheaper? Because I wanted a two door civic. I also wanted a manual. The dealer just happened to have one on the lot that had just come off the truck. Also you seem to think that the vehicles cost was the only thing I am talking about when I say I couldn't afford it. My insurance company said that they would charge me $1000 more a year for an Si vs. an LX (probably because I'm a young male).

As far as the mods, I didn't buy them all at the same time, I bought them over a spread out period of time, whenever I got some extra cash, usually for christmas and birthdays.

[AllShowNoGo]

Originally Posted by splew

Your right, you didn't say any thing about R18vs.Si, but you did bring up an argument from last night after everyone else agreed to stop arguing. As for the mods and finacing. My car is not financed, I had $18,000 (don't ask me where I got it because it's non of your business). My choice was either buy an LX outright or get an Si and owe $6000. I chose the LX because the dealer had one I liked. None of the dealers in town had an Si. They said they could charge me $3000 to $3500 over sticker to put me on the waiting list, I said no and they said fine, no Si for you, they were in no hurry to sell one. I also chose the LX because I didn't want the added pressure of car payments (I'm a full time college student right now, I don't have a real job, just something to pay for gas and insurance.) I also chose the LX because I needed a car, so I didn't have time to sit on a waiting list. You asked before, why not some thing cheaper? Because I wanted a two door civic. I also wanted a manual. The dealer just happened to have one on the lot that had just come off the truck. Also you seem to think that the vehicles cost was the only thing I am talking about when I say I couldn't afford it. My insurance company said that they would charge me $1000 more a year for an Si vs. an LX (probably because I'm a young male).

As far as the mods, I didn't buy them all at the same time, I bought them over a spread out period of time, whenever I got some extra cash, usually for christmas and birthdays.

lol wtf? did i ever ask? i dont care!

oh so now u had a choice? earlier u said u just needed one ASAP.

full-time college student....i went to UF for 4 years and graduated not to long ago and had my tuition paid for by the wonderful and easy-to-get bright futures scholarship. even if you get the 75% one, the other 25% should come from other grants that you automatically get upon getting the scholarship.

im not much older than you. my insurance rates between an EX and Si was a mere 300 difference.

whatever, im done arguing.

[splew]

Originally Posted by AllShowNoGo

lol wtf? did i ever ask? i dont care!

oh so now u had a choice? earlier u said u just needed one ASAP.

full-time college student....i went to UF for 4 years and graduated not to long ago and had my tuition paid for by the wonderful and easy-to-get bright futures scholarship. even if you get the 75% one, the other 25% should come from other grants that you automatically get upon getting the scholarship.

im not much older than you. my insurance rates between an EX and Si was a mere 300 difference.

whatever, im done arguing.

I did need a car asap, my choice was either have a new car fully paid for or get put on a waiting list for who knows how long and owe money.
My point is that I'm busy with school and don't have alot of time to devote to paying off a fancy car. As far as insurance, I got that quote when I was 17. My rates dropped quite a bit when I turned 18 (which I didn't know would happen, sorry I don't know everything), and I do know that they will drop quite a bit again when I turn 21 (since you are 22 this could explain your lower rates)

I was done arguing last night, but you had to bring it back up.

[AllShowNoGo]

Originally Posted by splew

I did need a car asap, my choice was either have a new car fully paid for or get put on a waiting list for who knows how long and owe money.
My point is that I'm busy with school and don't have alot of time to devote to paying off a fancy car. As far as insurance, I got that quote when I was 17. My rates dropped quite a bit when I turned 18 (which I didn't know would happen, sorry I don't know everything), and I do know that they will drop quite a bit again when I turn 21 (since you are 22 this could explain your lower rates)

I was done arguing last night, but you had to bring it back up.

actually rates dont drop until a guy turns 25

[splew]

Originally Posted by AllShowNoGo

actually rates dont drop until a guy turns 25

For my insurance company they change at 21 and 25. I thought you said you were done arguing.

[AllShowNoGo]

Originally Posted by splew

For my insurance company they change at 21 and 25. I thought you said you were done arguing.

[splew]

^^??????????

[david3558]

I'm sure we can all agree that Honda is ftmfw!

[splew]

Most of us can but AllShowNoGo can't.

[c_bongo]

with all this argueing i feel like im on jdmuniverse.com

[ryker]

Originally Posted by AllShowNoGo

$4k is really not that much and more like pocket change.

Actually 4k extra from the bank is alot more in payment of interest (pure waste)

this is what I spent 4k on and it sure doesn't look like pocket change. Perhaps if it had wee-tach I could get out of the mud hole.

[splew]

Originally Posted by ryker

Actually 4k extra from the bank is alot more in payment of interest (pure waste)

this is what I spent 4k on and it sure doesn't look like pocket change. Perhaps if it had wee-tach I could get out of the mud hole.

Yeah Don't listen to AllShowNoGo, he just seems like a rich snob who thinks the more debt you have the cooler you are.

[jlannoo]

Originally Posted by AllShowNoGo

okay, WHERE in this post do you see me talking about k20 vs. r18? you were the one complaining about not being able to afford the Si, yet have money to mod ur car. all i said was all that money u spent on ur mods u could have applied for an Si AND that when financing a car, $4k is really not that much and more like pocket change. get your story straight.

He stated He paid for it out right. So He didn't have the $4000 and didn't want to finance at all. Even if he was financed 4k would have raised his payment quite a bit. like $65 bucks or so a month. thats Significant.

[tite681]

Ryker, that's a nice way to spend 4k.

[AllShowNoGo]

Originally Posted by splew

Yeah Don't listen to AllShowNoGo, he just seems like a rich snob who thinks the more debt you have the cooler you are.

lol rich snob? def. not rich. maybe im well off, but it didn't happen by luck. i work my @$$ to get where i am today. debt? yes i am in debt, but it's what they call "healthy debt". but i wouldn't expect you to know anything about that.

[AllShowNoGo]

Originally Posted by splew

Most of us can but AllShowNoGo can't.

lol im pro-honda! how can i not agree to "honda ftmw!"?

[AllShowNoGo]

Originally Posted by jlannoo

He stated He paid for it out right. So He didn't have the $4000 and didn't want to finance at all. Even if he was financed 4k would have raised his payment quite a bit. like $65 bucks or so a month. thats Significant.

no i know he paid the car off up front. we were talking about something earlier how there was a maybe $4k trade off between the lx and Si. to me, $4k more for a higher trim doesn't seem bad at all for a trade-off.

[AllShowNoGo]

Originally Posted by ryker

Actually 4k extra from the bank is alot more in payment of interest (pure waste)

this is what I spent 4k on and it sure doesn't look like pocket change. Perhaps if it had wee-tach I could get out of the mud hole.

to each his own.

as far as the paying interest comment, even though i ALWAYS strive for the lower interest rate, i still tend to favor it, as that interest is the driving force of building my credit score (ie a good credit score is NOT free).

[splew]

Originally Posted by AllShowNoGo

lol rich snob? def. not rich. maybe im well off, but it didn't happen by luck. i work my @$$ to get where i am today. debt? yes i am in debt, but it's what they call "healthy debt". but i wouldn't expect you to know anything about that.

Healthy debt means your debt is controllable not that it is good. I'm sorry I called you a snob, but you have been a jerk toward me since your first post directed towards me, why?

Tips.Net: What is a Healthy Debt Ratio?

[splew]

Originally Posted by AllShowNoGo

lol im pro-honda! how can i not agree to "honda ftmw!"?

I was just kidding dude, It just seems like you can't agree with any R18 owner though.(I can't wait for you to quote this and tell me how you don't agree with me)