help! just bought a 2008 civic ex sedan...for $23,600

[AllShowNoGo]

Originally Posted by CivicEX08

Considering the norm for a Civic EX over here, I did real good in my opinion. I'm not going to argue it, but it was a good deal as far as I'm concerned considering everything I had added onto the car. It's not like I paid $26,000 for a EX Coupe w/ nothing added.

Whoops... Quoted the same guy and responded twice. Sorry!

what is the "norm" in chicago? dude i paid 22.5 OTD for my Si. for 26k, i coulda had leather seats and the HFP 18 rims.

what is the msrp for an si up there anyway?

[CivicEX08]

Originally Posted by AllShowNoGo

what is the "norm" in chicago? dude i paid 22.5 OTD for my Si. for 26k, i coulda had leather seats and the HFP 18 rims.

what is the msrp for an si up there anyway?

It's the same MSRP.

However, I decided to buy it in Naperville, Illinois. That's a more expensive area but the dealership is top notch and was comparable to other dealerships. If you think about it, the price for the car was perfectly fine.

$20,190 (Car w/ Navi)
$590 (Fogs Installed) [I think... It may be been a bit cheaper. I have to pull out the paper work to be sure]
$470 (Remote Start)
$125 (Or maybe less/more... Mud Guards)
$500 (Package A)
$1,500+ (Electronics Extended Warranty. 6 Years 80,000 Miles)

Plus the taxes, plates, registration fees, etc. All of these prices were the same or comparable to other dealerships.

[AllShowNoGo]

Originally Posted by CivicEX08

It's the same MSRP.

However, I decided to buy it in Naperville, Illinois. That's a more expensive area but the dealership is top notch and was comparable to other dealerships. If you think about it, the price for the car was perfectly fine.

$20,190 (Car w/ Navi)
$590 (Fogs Installed)
$470 (Remote Start)
$125 (Or maybe less/more... Mud Guards)
$500 (Package A)
$1,500+ (Electronics Extended Warranty. 6 Years 80,000 Miles)

Plus the taxes, plates, registration fees, etc. All of these prices were the same or comparable to other dealerships.

26k for an ex civic. no offense man, but what does the service at a dealership have anything to do with getting ur car? a dealer can be mean to me as long as i get a good deal.

[nayilsi]

why did u get electronic warranty ?????

please cancel it......Honda does not have problems with electronics...or isnt known for it.

[nayilsi]

Originally Posted by AllShowNoGo

26k for an ex civic. no offense man, but what does the service at a dealership have anything to do with getting ur car? a dealer can be mean to me as long as i get a good deal.

he basically said...NO TO

1. Accord
2. GTi
3. Speed3
4. Camry V6
5. cooper S

and said EX is what he wanted.

please cancel the electronic warranty.... u wont need it. Wer trying to help you.

[CivicEX08]

Originally Posted by AllShowNoGo

26k for an ex civic. no offense man, but what does the service at a dealership have anything to do with getting ur car? a dealer can be mean to me as long as i get a good deal.

For about $190 more, there is no reason to choose the bad dealership. Besides, Joliet Honda wanted $200 more for remote start so it made up for it. And I want my car serviced at Valley Honda. Granted, I could of transferred it, but I felt like going to a good dealership as it wasn't that big of a deal. I can afford it easily.

Originally Posted by nayilsi

why did u get electronic warranty ?????

please cancel it......Honda does not have problems with electronics...or isnt known for it.

I've thought about it, but the car is all digital and it'll cover my navigation too. I'd rather be safe than sorry. But it's like $30 a month... I just want the car covered all the way through the payments.

[tailam]

Originally Posted by Mudavo

2008 Civic EX Coupe Manual No Navi $19659.71 + GAP = 20409.71 OTD

you obviously paid too much. i paid 19950 otd for 08 civic ex sedan with all season floor mat, and mud guard

[CivicEX08]

Originally Posted by tailam

you obviously paid too much. i paid 19950 otd for 08 civic ex sedan with all season floor mat, and mud guard

It may be a bit too much, but nothing to say about.

[tailam]

Originally Posted by CivicEX08

Odd.

I paid $26,000 out the door for a 2008 EX Coupe w/ Navigation, Package A, Extended warranty on the electronics, Fog Lamps, All Season Floor Mats, and Remote Start. This includes all the licensing fees and taxes.

You got hosed.

you got hosed also... 26k, that's too much, those accesories shouldnt cost 6k more than what i pay.

[tailam]

Originally Posted by CivicEX08

It may be a bit too much, but nothing to say about.

and my car is auto too, which cost about 1k more than manual

[sh33t_0f_p4p3r]

wow i pay 380 with no money down on my fa5 =D

[Dayten]

Originally Posted by CivicEX08

It's the same MSRP.

However, I decided to buy it in Naperville, Illinois. That's a more expensive area but the dealership is top notch and was comparable to other dealerships. If you think about it, the price for the car was perfectly fine.

$20,190 (Car w/ Navi)
$590 (Fogs Installed) [I think... It may be been a bit cheaper. I have to pull out the paper work to be sure]
$470 (Remote Start)
$125 (Or maybe less/more... Mud Guards)
$500 (Package A)
$1,500+ (Electronics Extended Warranty. 6 Years 80,000 Miles)

Plus the taxes, plates, registration fees, etc. All of these prices were the same or comparable to other dealerships.

Why is th extended warranty just for the Electronics? Isn't it for the whole car?

I paid $2000 for extended warranty for 7/80K for the whole car. After the 7 years, Honda will refund me the $2000 back. It was a promotion that they had.

Just courious why only the electronics are covered. Was this a choice or a promo.

[CivicEX08]

Originally Posted by Dayten

Why is th extended warranty just for the Electronics? Isn't it for the whole car?

I paid $2000 for extended warranty for 7/80K for the whole car. After the 7 years, Honda will refund me the $2000 back. It was a promotion that they had.

Just courious why only the electronics are covered. Was this a choice or a promo.

You can choose the warranty types and the electronics was the only one I felt I needed. I want nearly everything covered until the car is at least paid off. You must of been given a promotion as they have different warranty packages.

As for the car being too expensive. The tax in Illinois for a car is about $1,400 on it's own plus $140 or so on plates. There are a few other fees that every dealer would of charged so they're legit. It's not like the car itself cost $6,000 more.

Also, did you get an automatic transmission or manual? Did your price include the destination fee like mine? I worked on getting a Civic EX for a few months and this is by far the best deal I'd be able to find anywhere within the area.

[bangmonsta]

you got ripped off man, next time you buy your car do more research on it's true value, and get dealerships to fight each other to keep you as a customer.

If your credit is bad, ask your dad or family member to cosign for you. You're paying more for an EX than most of us with an Si... =[

[magbarn]

Originally Posted by SVT-2

Today after class I stormed in there and looked for the sales guy that ripped me a new one. All of a sudden the finance guy form behind greets me and I look at him in the eye and said in a loud angry voice "I don't want this car, you ripped me off!" He told me to calm down and to come into his office because he will explain things better. Inside he told me I can take off the gap, warranty, life insurance to bring down the car to 21k like he promised originally. Not good enough. You see, this guy didn't give me the official contract yesterday. That is illegal. I reminded him of this and he calmly says "Let me check if I forgot to give you your copy of the contract. Oh here it is, I'm sorry I left it in my desk, It was a human error we all make em". I didn't care, I told him I am not taking this car because every time I look at it it reminds me of how I got robbed and it leaves me with a sour taste in my mouth. I also told him 2 other local honda dealers will give me this exact car for 18k otd. He said impossible then He said I'll go talk with my boss, then comes back and says "okay, let me have the keys. The bank didn't approve your loan anyways, so good luck finding this car for $18,000 otd." I then asked for this return in writing so he came back with a Rescission agreement which was signed by a witness and by me and got a copy of that for myself and stormed out of there. I went to another honda dealer and they made the calculations for the same exact car: 2008 civic sedan ex automatic with no navi for $18,000+freight($650) a processing fee($299) and taxes. OTD came out to be $19,174. The salesman with my social was trying to figure out how to finance this for me. He told me that because of the fact I have a $15,000 debt with the dodge dakota which is also under my name, with no money down the payments are gonna be high, regardless of the fact I make on average about $4,000 a month. I told him I'm gonna grab a bite and I'll be back in an hour. So here I am. I think the price is really good, but Ultimately I will not pay more than $350 a month. So therefore I will just ask for the invoice of $19,174 and tell him I'm going to finance it myself with my credit union.

Then you lucked out on the fact that the bank didn't apprve your loan. What's killing you is your credit score either wait and continue to make payments and drive your truck or take it on the interest rate. Thats an awesome price though for an ex automatic. Its below invoice currently.
However, you're missing an important factor in your asking $350 per month. Mathematically it's impossible with a 5 year loan even at 4.9% interest. you would need 2.9% on 60months which you can only get usually with domestics. I guess if you got a ~7% (which is honestly kinda hard with your credit score and no down payment) 6 year loan on that $19,174 your payments wouldbe around $330. Go to bankrate.com and click on auto lon calculator and punch in your total amount you need to borrow.

[CivicEX08]

Originally Posted by bangmonsta

you got ripped off man, next time you buy your car do more research on it's true value, and get dealerships to fight each other to keep you as a customer.

If your credit is bad, ask your dad or family member to cosign for you. You're paying more for an EX than most of us with an Si... =[

Are you talking to the original poster or me?

I took the method of e-mailing dealers and everything. I didn't step foot into a dealership until a couple of months later after I had worked with each dealer for the best possible deal. My dad co-signed and he has excellent credit. Once it was all said and done, we had it all worked out by category from each dealer by e-mail. There were no hidden fees or anything as it matched all the paperwork I signed.

Edit: Nevermind. I think you were talking to the OP.

[SVT-2]

Originally Posted by AllShowNoGo

i thought u had to get approved from a bank or another financial institution for you to even be able to sign a contract and drive? and i thought once u sign a contract, it's concrete, whether you got a copy or not?

He's probably lying, I don't know. The guy didn't give me my copy of the official contract, that's effing illegal! that's why I threw those keys and said I'm not taking this car, I was robbed! I told him I was gonna sue them and report them to the bbb and the ftc. Now this other honda dealer guaranteed me 18k otd for a 2008 civic ex sedan automatic without navi. bull**it. Here is the buyer's order I asked from them to take to my credit union:

Now with this I'm just going to shop around and try to see what dealer can beat this price.

[ibanez37]

Originally Posted by SVT-2

He's probably lying, I don't know. The guy didn't give me my copy of the official contract, that's effing illegal! that's why I threw those keys and said I'm not taking this car, I was robbed! I told him I was gonna sue them and report them to the bbb and the ftc. Now this other honda dealer guaranteed me 18k otd for a 2008 civic ex sedan automatic without navi. bull**it. Here is the buyer's order I asked from them to take to my credit union:

Now with this I'm just going to shop around and try to see what dealer can beat this price.

At least you learned your lesson and got out of the deal for the dealer being a shady ******. Good luck on finding another EX. If anything, you can get a 72 month loan and just pay more than the minimum every month.

[AllShowNoGo]

Originally Posted by CivicEX08

Odd.

I paid $26,000 out the door for a 2008 EX Coupe w/ Navigation, Package A, Extended warranty on the electronics, Fog Lamps, All Season Floor Mats, and Remote Start. This includes all the licensing fees and taxes.

You got hosed.

$27295 for a Mugen

[8thgenuser]

Originally Posted by SVT-2

He's probably lying, I don't know. The guy didn't give me my copy of the official c