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#21 (permalink) |
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Senior Member
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Thanks all for the positive comments. Clearly the adults here can understand the potential impact on my credit score. Until you have something like this interfere with getting a home mortgage or the like you lack the perspective to comprehend the gravity of this situation. For those of you who say "move on" I will do just that as soon as I get something in writing telling me that their collection efforts have closed. I am about to buy another car and don't want this impacting that deal.
The main thing I want to accomplish at this point is to warn potential buyers away from the dealership. For what it's worth, I don't expect them to buy the car back. I don't expect them to do anything other than get me something in writing saying that I am off the hook. But to anybody who is considering buying a new Honda in So Cal, please shop elsewhere. |
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#23 (permalink) |
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Senior Member
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Well if its any consolation, I will not buy nor reccomend anyone to buy from Spirit Honda. They have horrible customer service from my own experience. If you dump your car, go to Penske, they are great. I had a slight problem with my car which I mentioned in the phone survey and before I knew it, Penske was bugging me in to bring the car in for an inspection.
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#24 (permalink) | |
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is stuck at work...
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I can't believe they thought this is the proper way to handle business and treat a customer. I hope you get this rectified, it's complete garbage that your credit score is going to take a hit because of their mistake.
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#25 (permalink) |
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Senior Member
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LOL, your credit score won't take a hit at all. Just write the three bureaus the same letter of explanation with proof and then the people putting the hit on your credit will have to prove their case which they won't be able to and there will be nothing on your credit. I have done this numerous times for both my business and my personal credit as I have so many financial dealings between personal and business that what I really need is a CFO for the S corp.
That simply takes far less time and is a lot less stressful than trying to deal with idiots. It amazes me that educated people can't figure out easy solutions to their problems. Instead they try to take a molehill and turn it into a mountain. That suggests to me there are ulterior motives and along with the suggestion for them to take the car back I think we all know what those motives are. The other possibility is just stupidity so I am giving the OP the benefit of the doubt and just calling him greedy. Otherwise I would be very wary of hiring an attorney who can't even get a simple financial error sorted out on his own. |
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#26 (permalink) | |
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Senior Member
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Further, how do you know that the credit bureaus will act in a timely fashion to resolve the dispute and not harm my score BEFORE my next purchase (which, for what it's worth, will finalize tomorrow)? You think they get my letter and put everything else aside and take care of my credit score first? You presume too much and are frankly way out of line! I needed to get this resolved quickly because of another purchase I was about to make. I needed something in writing that I could use if BMW Financial Services raised a concern about this situation. Is that really so difficult to understand? By posting this I just wanted to warn people about poor business practices of a bad dealer. Neither of the motives you erroneously ascribe to my post exist...You totally missed the point! But hey...continue posting comments that would discourage people from sharing negative experiences so that others can avoid problem dealerships. That is very helpful!!! |
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#27 (permalink) | |
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My words are wise, My face is beard
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BTW MidnightTex, was station was that on? I have a good feeling that I used to listen to that radio program.
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#28 (permalink) | |
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Les is more
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__________________
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#29 (permalink) | |
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Senior Member
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That mission has been accomplished. |
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#30 (permalink) | |
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Senior Member
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Credit Talk USA is the name of the show. Every Sat night, 7pm. |
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#33 (permalink) |
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VIP Member
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I hope everything works out for you man. TampaSi is just silly, I don't think he understands what your trying to say. This could have a large adverse affect on your credit score in the future and it could affect anything. From getting a loan for your kids to go to college, to buying your wife that new Lexus SUV she always wanted, to purchasing another home.
If you let this stuff slip away it will come back to bite you in the ass. Again, there are a lot of kids on this forum who didn't buy their cars and know nothing about purchasing a car other than mommy or daddy saying "sign here hunnie." I'm happy to see that there are other intelligent consumer adults on this forum that know more about life than jut the horsepower and torque of their cars. |
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#34 (permalink) | |
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Senior Member
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#35 (permalink) |
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Senior Member
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White05X3, good luck in geting this straightened out. It's amazing how incompetent and/or devious people can screw with your hard-earned credit rating.
It reminds how my local Honda dealer (Lancaster Honda in SoCal) INSISTED on running a credit check on me when I was purchasing my Si even after I told them that I was paying cash. (Credit checks hurt your credit rating for those who don't know) The sales manager said it was for National Security reasons which is a blatant - and poorly executed - lie. I almost died when I heard that, LOL! Anyway, good luck with taking care of this I hope you have a better experience with the Bimmer! |
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#36 (permalink) | |
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Senior Member
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Hope to see you at the track soon! |
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#37 (permalink) |
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Senior Member
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I envy your approach, eloquence, demeanor, and patience on this one. May the net present a single consumer the networking power to get his arguement across to 50 states and 1000's of readers, and may that power persuade Goliath (American Honda, Dealers) to cowl to the David's (consumers) we are.
I was so pissed about my tranny grind, that I filed a Consumers Report and I just received my JD Power new car evaluation in the mail. I will have fun filling that out too. May more follow your lead, and change the system where it is corrupt. |
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#39 (permalink) | |
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Senior Member
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There was a time crunch for me though...I needed to sign a lease on a new car before this got resolved and didn't want to take a chance on this error messing-up the deal. I still think this all represented extremely poor customer service on the part of the dealership and would still recommend that people avoid buying there. In So Cal there are dozens of Honda dealerships and IMHO people should spend their money elsewhere. |
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