another question for yall...

doug piston · 01-17-2007, 09:57 AM

through honda finacial what are some of the monthly terms? like can i choose 48, 60, 72???? what are they? thanks again for all your help

moxom · 01-17-2007, 10:27 AM

AHFC will do almost any standard term. If you don't have good/great credit history, the rates are usually higher, than a direct lender or credit union.

doug piston · 01-17-2007, 10:34 AM

im just lookin on there website for lease length terms. im big fan of the lowest monthly payment possible and payin extra. just incase of an emergency i like havin a cheap monthly payment so im curious if theyll go 72 mons

doug piston · 01-17-2007, 10:37 AM

i cant find there lease length terms... i must be blind

moxom · 01-17-2007, 11:52 AM

You negotiate the terms with the stealership I mean dealership...

moxom · 01-17-2007, 11:54 AM

If you can help it, do not get your financing through the dealership.

Here is a site that explains leasing in simplified terms.

***NBPRudy*** · 01-17-2007, 11:54 AM

Quote:

Originally Posted by doug piston

i cant find there lease length terms... i must be blind

I think if you go to "Build your Civic" at the end it will give you finance and lease options with terms.

KingMarineM16a4 · 01-17-2007, 11:56 AM

Leasing is bad, finance.. And 72 months is the most...

The terms are yearly...

12,24,36,48,60,72- 1 to 6 years

esx005 · 01-17-2007, 11:57 AM

you do not have to go to honda to get a honda i went to subaru and they got me a si in the color i wanted. i am not sure but i think the interest rate might have been lower...4.5. i got my payments to 287...thats pretty low...just check all your options..

jonesthewine · 01-17-2007, 12:00 PM

Quote:

Originally Posted by doug piston

through honda finacial what are some of the monthly terms? like can i choose 48, 60, 72???? what are they? thanks again for all your help

As everyone with experience will tell you, use dealer financing as a last resort. Get pre-approved through a credit union or a palce like Capital One and walk into the dealership with a check in hand so that you can negotiate as if you are paying cash. When they know that you can buy on the spot they'll be more accomodating.

doug piston · 01-17-2007, 12:43 PM

Quote:

Originally Posted by jonesthewine

As everyone with experience will tell you, use dealer financing as a last resort. Get pre-approved through a credit union or a palce like Capital One and walk into the dealership with a check in hand so that you can negotiate as if you are paying cash. When they know that you can buy on the spot they'll be more accomodating.

my 06 ex is with honda finacial who i thought was pretty good. but i also belong to becu which is a great credit union. thanks for all the info guys!!!

i wanna do 72 and just pay it off early

01-17-2007, 09:57 AM	#1 (permalink)
doug piston Senior Member Join Date: Nov 2005 Location: seattle Age: 27 Posts: 1,442 iTrader: 0 / 0%	another question for yall... through honda finacial what are some of the monthly terms? like can i choose 48, 60, 72???? what are they? thanks again for all your help

01-17-2007, 11:56 AM	#8 (permalink)
KingMarineM16a4 Senior Member Join Date: Nov 2006 Location: Arlington, Texas Age: 19 Posts: 5,472 David iTrader: 0 / 0%	Leasing is bad, finance.. And 72 months is the most... The terms are yearly... 12,24,36,48,60,72- 1 to 6 years Last edited by KingMarineM16a4; 01-17-2007 at 12:14 PM.

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01-17-2007, 10:27 AM	#2 (permalink)
moxom Senior Member Join Date: Feb 2006 Posts: 956 iTrader: 0 / 0%	AHFC will do almost any standard term. If you don't have good/great credit history, the rates are usually higher, than a direct lender or credit union.

01-17-2007, 10:34 AM	#3 (permalink)
doug piston Senior Member Join Date: Nov 2005 Location: seattle Age: 27 Posts: 1,442 iTrader: 0 / 0%	im just lookin on there website for lease length terms. im big fan of the lowest monthly payment possible and payin extra. just incase of an emergency i like havin a cheap monthly payment so im curious if theyll go 72 mons

01-17-2007, 10:37 AM	#4 (permalink)
doug piston Senior Member Join Date: Nov 2005 Location: seattle Age: 27 Posts: 1,442 iTrader: 0 / 0%	i cant find there lease length terms... i must be blind

01-17-2007, 11:52 AM	#5 (permalink)
moxom Senior Member Join Date: Feb 2006 Posts: 956 iTrader: 0 / 0%	You negotiate the terms with the stealership I mean dealership...

01-17-2007, 11:54 AM	#6 (permalink)
moxom Senior Member Join Date: Feb 2006 Posts: 956 iTrader: 0 / 0%	If you can help it, do not get your financing through the dealership. Here is a site that explains leasing in simplified terms.

01-17-2007, 11:57 AM	#9 (permalink)
esx005 Senior Member Join Date: Dec 2006 Location: ft. worth TX Posts: 939 jeremy iTrader: 2 / 100%	you do not have to go to honda to get a honda i went to subaru and they got me a si in the color i wanted. i am not sure but i think the interest rate might have been lower...4.5. i got my payments to 287...thats pretty low...just check all your options..