Is Civic Si really expensive to insure?

SlowSti · 05-11-2008, 04:08 PM

I just read at a Sentra spec V site that a Civic Si would cost over $3000 to insure while the Sentra spec V only costs like half of that......I used to drive a Sti and the insurance was killing me. I still wanted a fun to drive car but now I would pay more attention to monthly payments and insurance etc. Do you all suffer from high insurance premium on your Si?

***Zeuceone*** · 05-11-2008, 04:10 PM

it depends on the person. age, driving recond, etc.

KenB · 05-11-2008, 04:15 PM

Age, car, coverage amounts, deductible, location, driving record, and credit history are the biggest variables for insurance.

1bdazzdak · 05-11-2008, 04:20 PM

Like the 2 other people said, it depends on the age, driving record....etc... I can tell you this, I pay less than 1500 a year for full coverage on my 08 Si Sedan. Best thing I can tell you is to call your insurance company and get a quote or something.

aLiLbit-Si-LLy · 05-11-2008, 04:24 PM

yeah its depends on a lot of factors but from experience. I'm actually paying less than I was for my old spec V... My insurance is $135 a month with a 2007 SI

06NaviEX · 05-11-2008, 04:42 PM

I just upgraded from a 06 EX Sedan to a 08 Si Sedan. My insurance didn't change at all. My agent told me that they (State Farm) consider the Si Sedan, just another Civic? Now if I would have bought the Mugen Si, my rates would have gone up over $100 a month. I'm guessing it's just because of ride height, body kit, and the wheels?

I'm also 33 with a good driving record though.

cambodianricer · 05-11-2008, 05:19 PM

$1200 under my parents. ive been driving for almost 2 years.

rtenyes · 05-11-2008, 05:19 PM

Rates for my 08 si sedan are over $200 per year LESS than for my 03 si!
In fact my 03 si was about $100 more to insure than my wifes $30k subaru legacy gt lmtd turbo monster wagon and it's 2 years newer! I paid $16.5k for the 03 si (brand new) but had to pay out the *** to insure it!

tsltd · 05-11-2008, 05:43 PM

si sedan is cheaper than si coupe regardless of history / record. FA5 FTW!

thisisdudewhoru · 05-11-2008, 05:45 PM

Mine's 1400 bucks a year. Full coverage. 50$ deductible. 17 years old. No bad history yet. But i'm still on parents thing. Also, I have a sedan.

DTNguyen107 · 05-11-2008, 05:48 PM

Sentra spec V owners need to do research then.

$700 for every 6 months for me.

~Edit~

It is also full coverage

dmnall · 05-11-2008, 05:56 PM

Well what is funny is my insurance on my Si Sedan is 43.00 a month went down 12 a month from my 05 Pontiac GTO.... It all depends on age, length of time driving as well as which car has more accidents! When I first got my GTO, my insurance dropped in 1/2 compared to my Z28 Camaro and then it started creeping up 6 months later because more people were wrecking the gtos!

Charlie

***Demisedgabe*** · 05-11-2008, 06:14 PM

i owned a 2003 lancer and now my insurance is 14 dollars a month cheaper now with the si, and thats cus i got an accident which was my fault.

cambodianricer · 05-11-2008, 09:17 PM

Quote:

Originally Posted by thisisdudewhoru

Mine's 1400 bucks a year. Full coverage. 50$ deductible. 17 years old. No bad history yet. But i'm still on parents thing. Also, I have a sedan.

just about right..
i pay $1200, same everything, but the coupe.

insurance is a killer....

TMR Net Shark · 05-11-2008, 09:28 PM

I pay about $1200 and I'm 17... so it isn't THAT bad.. but I did take a bunch of classes.

cambodianricer · 05-11-2008, 09:29 PM

Quote:

Originally Posted by TMR Net Shark

I pay about $1200 and I'm 17... so it isn't THAT bad.. but I did take a bunch of classes.

you mean like the classes for the permit?

***cderalow*** · 05-11-2008, 09:58 PM

it actually costs me $20/month less for my Si, than an equivalent EX sedan through statefarm...

go figure

orbhot · 05-11-2008, 10:00 PM

Quote:

Originally Posted by SlowSti

I just read at a Sentra spec V site that a Civic Si would cost over $3000 to insure while the Sentra spec V only costs like half of that......I used to drive a Sti and the insurance was killing me. I still wanted a fun to drive car but now I would pay more attention to monthly payments and insurance etc. Do you all suffer from high insurance premium on your Si?

I would drive an Si even if it cost 3 times as much to insure as a fugly Sentra.

Dar-Dar · 05-11-2008, 10:02 PM

Quote:

Originally Posted by cambodianricer

just about right..
i pay $1200, same everything, but the coupe.

insurance is a killer....

^i pay just the same. 19 yrs old w/ a Si coupe.

cambodianricer · 05-11-2008, 10:08 PM

Quote:

Originally Posted by Dar-Dar

^i pay just the same. 19 yrs old w/ a Si coupe.

yea...

when does insurance start to get cheaper for us??!

05-11-2008, 04:08 PM	#1 (permalink)
SlowSti Junior Member Join Date: Feb 2008 Posts: 5 iTrader: 0 / 0%	Is Civic Si really expensive to insure? I just read at a Sentra spec V site that a Civic Si would cost over $3000 to insure while the Sentra spec V only costs like half of that......I used to drive a Sti and the insurance was killing me. I still wanted a fun to drive car but now I would pay more attention to monthly payments and insurance etc. Do you all suffer from high insurance premium on your Si?

05-11-2008, 04:24 PM	#5 (permalink)
aLiLbit-Si-LLy Senior Member Join Date: Aug 2007 Location: Woodbridge Age: 22 Posts: 359 AJ iTrader: 2 / 100%	yeah its depends on a lot of factors but from experience. I'm actually paying less than I was for my old spec V... My insurance is $135 a month with a 2007 SI Last edited by aLiLbit-Si-LLy; 05-11-2008 at 04:25 PM.

05-11-2008, 05:19 PM	#8 (permalink)
rtenyes Junior Member Join Date: Apr 2008 Posts: 22 iTrader: 0 / 0%	Rates for my 08 si sedan are over $200 per year LESS than for my 03 si! In fact my 03 si was about $100 more to insure than my wifes $30k subaru legacy gt lmtd turbo monster wagon and it's 2 years newer! I paid $16.5k for the 03 si (brand new) but had to pay out the *** to insure it! Last edited by rtenyes; 05-11-2008 at 05:20 PM.

05-11-2008, 05:48 PM	#11 (permalink)
DTNguyen107 Senior Member Join Date: Aug 2007 Location: Charlotte, NC Posts: 1,330 iTrader: 0 / 0%	Sentra spec V owners need to do research then. $700 for every 6 months for me. ~Edit~ It is also full coverage Last edited by DTNguyen107; 05-12-2008 at 01:12 AM.

05-11-2008, 06:14 PM	#13 (permalink)
*Demisedgabe* Drop Babies not Bombs Join Date: Feb 2008 Location: Corpus Christi, Texas Age: 20 Posts: 558 Gabriel iTrader: 2 / 100%	i owned a 2003 lancer and now my insurance is 14 dollars a month cheaper now with the si, and thats cus i got an accident which was my fault. __________________ My Build-Thread http://www.8thcivic.com/forums/car-b...-build-up.html http://www.myspace.com/demisedgabe5

05-11-2008, 04:15 PM	#3 (permalink)
KenB Senior Member Join Date: Sep 2007 Location: New York Posts: 622 Ken iTrader: 2 / 100%	Age, car, coverage amounts, deductible, location, driving record, and credit history are the biggest variables for insurance.

05-11-2008, 04:20 PM	#4 (permalink)
1bdazzdak Member Join Date: Nov 2007 Location: Hurley, MS Age: 25 Posts: 90 Ryan iTrader: 0 / 0%	Like the 2 other people said, it depends on the age, driving record....etc... I can tell you this, I pay less than 1500 a year for full coverage on my 08 Si Sedan. Best thing I can tell you is to call your insurance company and get a quote or something.

05-11-2008, 04:42 PM	#6 (permalink)
06NaviEX Senior Member Join Date: Feb 2007 Location: North Texas Posts: 524 '08 HRP FA5 iTrader: 4 / 100%	I just upgraded from a 06 EX Sedan to a 08 Si Sedan. My insurance didn't change at all. My agent told me that they (State Farm) consider the Si Sedan, just another Civic? Now if I would have bought the Mugen Si, my rates would have gone up over $100 a month. I'm guessing it's just because of ride height, body kit, and the wheels? I'm also 33 with a good driving record though.

05-11-2008, 05:19 PM	#7 (permalink)
cambodianricer Senior Member Join Date: Dec 2007 Location: Corona, Cali Posts: 2,705 Jason iTrader: 0 / 0%	$1200 under my parents. ive been driving for almost 2 years.

05-11-2008, 05:43 PM	#9 (permalink)
tsltd Senior Member Join Date: Apr 2008 Location: Bay Area, CA Posts: 1,045 Hang iTrader: 4 / 100%	si sedan is cheaper than si coupe regardless of history / record. FA5 FTW!

05-11-2008, 05:45 PM	#10 (permalink)
thisisdudewhoru Senior Member Join Date: Feb 2007 Location: bristol,tn Posts: 672 brian iTrader: 0 / 0%	Mine's 1400 bucks a year. Full coverage. 50$ deductible. 17 years old. No bad history yet. But i'm still on parents thing. Also, I have a sedan.

05-11-2008, 05:56 PM	#12 (permalink)
dmnall Member Join Date: May 2008 Location: Goleta = South Ov Heaven! Posts: 88 Charlie The Metal Head! iTrader: 0 / 0%	Well what is funny is my insurance on my Si Sedan is 43.00 a month went down 12 a month from my 05 Pontiac GTO.... It all depends on age, length of time driving as well as which car has more accidents! When I first got my GTO, my insurance dropped in 1/2 compared to my Z28 Camaro and then it started creeping up 6 months later because more people were wrecking the gtos! Charlie

05-11-2008, 09:28 PM	#15 (permalink)
TMR Net Shark Senior Member Join Date: Jan 2008 Posts: 292 iTrader: 0 / 0%	I pay about $1200 and I'm 17... so it isn't THAT bad.. but I did take a bunch of classes.

05-11-2008, 09:58 PM	#17 (permalink)
*cderalow* VIP Member Join Date: Oct 2007 Location: Potomac-495-95-Springfield Posts: 1,074 Chris iTrader: 3 / 100%	it actually costs me $20/month less for my Si, than an equivalent EX sedan through statefarm... go figure __________________ 2008 Honda Civic Si Sedan Fiji Blue Pearl FBP Crew #00 FA Crew #000 2007 Honda CR-V EX-L AWD Whistler Silver Metallic HondaSUVForums Member

Thread Tools
Show Printable Version Email this Page
Display Modes
Linear Mode Switch to Hybrid Mode Switch to Threaded Mode

Similar Threads
Thread	Thread Starter	Forum	Replies	Last Post
10 most/least expensive cars to insure	GeezerSi	Water Cooler	7	05-07-2007 02:31 PM
Most expensive cars to insure	Apex77	Driving Experience	12	10-08-2006 06:15 AM
10 most expensive cars to insure	Fixer	Water Cooler	2	08-12-2006 12:25 AM
Civic is 4th Most Expensive "Popular Car" to Insure!	CameronJr9	Garage	7	04-01-2006 08:49 AM
Civic EX vs. Accord EX... which is cheaper to insure?	jandree22	Garage	12	02-10-2006 10:07 PM