Question for those in Alberta

CivicBoy77 · 05-06-2008, 08:32 PM

I was driving through a playground zone today and the police were clocking everyone using radars. With my luck, they got me going 48km/h. The officer said she would let me off with only 40km/h in a 30 zone. Also, I'm 17 and am currently registered as an occasional driver on my mom's insurance. The question I have is that will my insurance be affected when I buy it by myself this August? I also have the driver's training which supposedly gives me 10% off of my insurance, will this driver's training course not have an effect anymore on my insurance? Thanks...I feel terrible right now cause my insurance was supposed to be $4000 per year, I just hope it doesn't have to go up because of this...

hoanger · 05-06-2008, 08:45 PM

I was in a similar situation as you way back when I first started driving. Not a playground zone.. but still a speeding ticket.
I was and still am with my parents simply because it's cheaper that way.
Yes, driving school (in class) will lower your insurance a good amount... better than nothing. I know for a fact that since you're with your mom, yes the insurance will be increased.
As for getting it by yourself, I'm not too sure. I would assume, don't take my word for it, that since the ticket is under your name, when moving over to your own insurance, it will affect it.

civic780 · 05-06-2008, 08:50 PM

yes your insurance will be affected

sorry to say it'll probably go up

CivicBoy77 · 05-06-2008, 08:52 PM

Do you guys have any idea how much it will increase by, percentage wise?

hoanger · 05-06-2008, 09:12 PM

no.. that would be up to your insurance. every company is different.
go and give them a call or pay them a visit to ask

nuciv · 05-06-2008, 09:34 PM

your screwed

HabaneroGuy · 05-06-2008, 10:06 PM

Quote:

Originally Posted by nuciv

your screwed

ROTFL

civic780 · 05-07-2008, 02:09 PM

yup lol it'll be $$

incraniu · 05-10-2008, 07:00 AM

wow 4000 i have a great agent i can refer you to... PM me and anyone else interested she saved me 3ooo per year and thats going from some looser me and my whole family were with for 3 years!

05-06-2008, 08:32 PM	#1 (permalink)
CivicBoy77 Junior Member Join Date: May 2007 Posts: 22 iTrader: 0 / 0%	Question for those in Alberta I was driving through a playground zone today and the police were clocking everyone using radars. With my luck, they got me going 48km/h. The officer said she would let me off with only 40km/h in a 30 zone. Also, I'm 17 and am currently registered as an occasional driver on my mom's insurance. The question I have is that will my insurance be affected when I buy it by myself this August? I also have the driver's training which supposedly gives me 10% off of my insurance, will this driver's training course not have an effect anymore on my insurance? Thanks...I feel terrible right now cause my insurance was supposed to be $4000 per year, I just hope it doesn't have to go up because of this...

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05-06-2008, 08:45 PM	#2 (permalink)
hoanger Senior Member Join Date: Apr 2006 Location: Calgary, Alberta Posts: 4,708 Jason iTrader: 1 / 100%	I was in a similar situation as you way back when I first started driving. Not a playground zone.. but still a speeding ticket. I was and still am with my parents simply because it's cheaper that way. Yes, driving school (in class) will lower your insurance a good amount... better than nothing. I know for a fact that since you're with your mom, yes the insurance will be increased. As for getting it by yourself, I'm not too sure. I would assume, don't take my word for it, that since the ticket is under your name, when moving over to your own insurance, it will affect it.

05-06-2008, 08:50 PM	#3 (permalink)
civic780 Senior Member Join Date: Jan 2007 Location: Edmonton, Alberta Age: 24 Posts: 184 iTrader: 0 / 0%	yes your insurance will be affected sorry to say it'll probably go up

05-06-2008, 08:52 PM	#4 (permalink)
CivicBoy77 Junior Member Join Date: May 2007 Posts: 22 iTrader: 0 / 0%	Do you guys have any idea how much it will increase by, percentage wise?

05-06-2008, 09:12 PM	#5 (permalink)
hoanger Senior Member Join Date: Apr 2006 Location: Calgary, Alberta Posts: 4,708 Jason iTrader: 1 / 100%	no.. that would be up to your insurance. every company is different. go and give them a call or pay them a visit to ask

05-06-2008, 09:34 PM	#6 (permalink)
nuciv Senior Member Join Date: Jun 2007 Posts: 185 Chris iTrader: 0 / 0%	your screwed

05-07-2008, 02:09 PM	#8 (permalink)
civic780 Senior Member Join Date: Jan 2007 Location: Edmonton, Alberta Age: 24 Posts: 184 iTrader: 0 / 0%	yup lol it'll be $$

05-10-2008, 07:00 AM	#9 (permalink)
incraniu Senior Member Join Date: Mar 2008 Location: Edmonton Posts: 129 ñick iTrader: 0 / 0%	wow 4000 i have a great agent i can refer you to... PM me and anyone else interested she saved me 3ooo per year and thats going from some looser me and my whole family were with for 3 years!