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Originally Posted by DJKlitz
just got a ticket... i was seriously 2 minutes from my house that never has any cops / cars / anything and i decided to push my baby a little...
i pull up into my drive way and notice a cop behind me with his shit on im like WTF...
6 point ticket 62 in a 35... anything i can do to get that dropped or anything? ugh im angry... and how bad will it affect my insurance u think?this is my first ticket
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DO NOT CALL YOUR INSURANCE COMPANY!! Insurance companies usually do random checks on your driving record, so they may not see the ticket for a while if they even do see it. Motor Vehicles usually only notifies insurance companies if your license is suspended or revoked. When I got my one and only ticket (71 in a 55) my agent told me to hang up and pretend I never called. That's when he told me how the do random checks and may never even see the ticket. It's been about 10 years since I got the ticket but I've always remembered his advice.
Same goes for homeowners insurance claims--don't even call to question your deductable or they could count it against you as an "unpaid claim". The theory being, you had damage to your home and if something happens in the future, they can't guarantee it wasn't worse from the first claim never being repaired.