[QUOTE=phantom-civic;3403018...and i was seriuosly considering getting a m3 in maybe a year...[/QUOTE]
You are what is called a stroker, the car business is the now business not the maybe a year from now business. Im a salesman you coming to my dealership and telling me youll buy in a year....Ill blow you off, salesman are not paid hourly go back in a year tell him you are ready to buy a car and you will be taken seriously, sometimes people cry that salesman are too pushy and aggressive but when we dont approach people they cry that no one wanted to help them...if your not ready to buy, and i go talk to you and someone else walks in and buys you just lost me a sale. APR's change dealer cash changes and rebates change dont shop until you are ready. If your not ready dont cry when no one wants to help you

and that was an incredibly long run-on sentence lol