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process
1)call finance company and find out what you owe, to the penny. Call this $Z
2)find a buyer for your car at $Y
3)Take amount owed ($Z) subtract amount buyer gives you ($Y) = $X.
4)Go to your bank, get a draft for $X
5)Go to finance company with check from buyer ($Y) plus your Draft ($X).
6)Give car and title to new owner.
7) Go home and cry for getting reamed in the ass on trying to sell a new car shortly after buying it.
So unless you have a few grand to throw at the car becuase you are upside down (owe more than its worth), keep the car.
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