8th Generation Honda Civic Forum - View Single Post - Selling a car thats not paid off?
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Old 12-03-2008, 06:57 PM   #15 (permalink)
jammies
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Join Date: Dec 2007
Location: PA
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Quote:
Originally Posted by D-REW View Post
thanks for the replies.

on my car im paying 479/month for 60 months with a 0.9% interest rate. the reason why its so expensive is because of lojack and that stupid ass extended warranty.
If my calculations are correct, you financed close to $28,000? This is based on the 28,000 for 60 months at .9%... I am guessing you have made 7 payments so far.... Your payoff is close to $24,800.

Doesn't sound good. IF your numbers are correct, your likely looking at rolling in 5k of negative equity which will jack up your payments another $100/month... That is IF the finance company will do 150% above retail on a 10k car. Some will, some will not. And I doubt you will get .9% on a 10k pre-owned.

So instead of a new car with a $479/ month, you end up with a beater for around $300/month.

my $.02
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