[Spikez1222]

Originally Posted by black05tj

Looking at your selection of vehicles, I wonder why not get rid of the PT (if it's nice enough to put the top down, take the Harley!) and also get rid of either the Expedition or the pickup. Either one will be capable of hauling whatever you need - seems redundant to keep both.

This way, you'll have a Harley for the sunny days, a truck for hauling stuff, and an economy car to keep the greedy gas companies out of your pockets. Use the money from the sale of those vehicles and maybe refinance what's left on the Civic. That should drop the payment a bit.

All that said, from some of the outlandish prices I've seen on used Civic's lately (even non-Hybrid models) you could probably get close. Good luck!