Quote:
Originally Posted by NYDR27
Would it be wise to go to the insurance company and report a scratch on my bumper? I know who did it and I got their License Plate number and left a note on their windshield.
I have a $500 deductible however and would rather not go to the insurance company if they're gonna make me pay for it regardless. Anyone have any input on this. I really want to stick it to the guy who did this! 
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If you know who did it and have a licence plate number then report it. It's not your fault so your rates won't go up. At worst it's less than your deductible and you'll have to pay out of pocket. At best they find the guy and his insurance pays it...