[AllShowNoGo]

Originally Posted by SVT-2

Hello everyone. I bought this car today and so far after reading what people paid for their civic's I feel ripped off. the msrp is $19,510 with no navi. After test driving the car, my dad, the dealer and I went inside and started talking. He told me the total cost with tax and other fees would come to $22,00. I told him that's too much and asked for $19,000. He said he can't do it so we settled at $21,00 out the door price. This was fine to me. Then came another gentlemen who was in charge of calling the banks and the paperwork. He told me with my credit score of 622, Only bb&t will give me the loan considering I have another car under my name which payment's are $333 a month. He told me with no money down I would pay $495 a month. I told him no way, I wanted $350. He said it's impossible considering my credit score, no money down. So I told him $400. He checked with his boss and came back saying that some money down it can happen. I told him I can only do $1000 down. He came back and said $425 with $1000. Then I told him I can only pay that with out the money down. He told me this is very hard to do. He came back and said the lowest is $440 with 7 year warranty and GAP. After thinking about and considering it with my dad I agreed. We shook hands and went to his office. There he gave me the papers to sign. While I read all of them and noticed the $700 gap charge, the $574 Resource life insurance charge, and the $1,300 extended warranty charge, I was under he impression this was all included and still $21,000 out the door. All the while we're having a nice conversation and I was pretty happy because I finally had the car I wanted. Then the last paper he had me sign read the total amount financed is $23,600. I asked him why this price and he responded that it's with all we talked about included. I signed anyways. I walked out and talked to my brother and he told me he bought his new 2006 ex sedan with navi for $23,000 out the door. I started worrying a little bit. Then I came to this forum and really worried after seeing the price most of you guys paid for the same car. I need to cancel the gap, the extended warranty, and the life insurance coverage which all of these add up to $2,600 which is what changed the final price from the $21,00 I was told. When I go back to the dealer tomorrow can I cancel these and if I can will I be able to readjust my monthly payment? If not what can I do? I feel sick to my stomach, and I feel ripped off. Sorry for the long story. Any help would be greatly appreciated. Thank you.

dude, you got ripped off.

my 07 Si WITH navi brand new with only 2.2 miles on it OTD came to 22.5.

also, once you sign those papers, i dont think you can cancel.