Camera: Nikon D40
Lens: Sigma 30mm f1.4 EX HSM
Flash: Nikon SB-400
Mode: Program Mode
Subject: Gumby
Example without use of flash:

Kinda dark...looks like I need some light.
Example with use of external flash (direct flash):

Whoa! Too much light! Glare everywhere!
Example with use of external flash (bounced flash):

The bounced light is a lot nicer, but Gumby still looks dark.
Example with use of external flash (bounced flash, bounce card attached):

The bounce card allows light to go forward, but maybe it's a bit too much light going forward, especially for a close shot like this.
Example with use of external flash (bounced flash, bounce card attached and folded back so that only a little bit of flash is bounced forward):

Not perfect lighting, but much better.