Quote:
Originally Posted by SiViC81
I know there is a difference b/w insurance points and DMV points...so with that said you could have 0 DMV points but insurance companies look at your record for the 3 prior years...so how many insurance points is a revocation if you had one within the past 3 years? Do they weigh that heavily when determining your rates? Sorry if I'm not making sense...I barely slept night before
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If I understand you correctly: Insurance points and DMV points are synonymous with INSURANCE only...The DMV (here in CA anyway) does not revoke a license, etc. for accidents. They only revoke for legal infractions/misdemeanors/felonies.
There is no set "limit" at which an insurance company will cancel you due to points. It's all dependent on many factors...So, I really can't answer your question
Yes! They weigh all points heavily. Some more than others (i.e. DUI, racing, etc.)
Good question.